BCBS Insurance for Addiction Rehab

BCBS Insurance for Addiction Rehab

We have good news, BCBS covers drug or alcohol rehab. Drug and alcohol rehab can be very costly if you do not have insurance coverage. Affordability is a common reason people who need drug or alcohol rehab do not seek treatment. The ACA requires that all health insurance policies cover costs for addiction-related care. 

BCBS addiction rehab has different coverages for rehab based on the policy you have. It can cover most if not all of your rehab costs. 

Contents

find out what your insurance covers

Find out exactly your health insurance covers for drug and alcohol treatment at Cornerstone.

What is bcbs insurance?

Blue Cross Blue Shield (BCBS) is a health insurance company that covers medical treatments for its clients, including costs for addiction rehab.

Depending on several factors, BCBS will cover all or part of your stay in rehab. The most important thing you can do is learn about the specific health insurance terminology to fully understand what is covered by BCBS and what will come out of pocket. Even if you have to come out of pocket for a portion of your drug rehab stay, there are ways to cover these costs as well. 

Will BCBS Pay for My Stay in Rehab?

Will BCBS Pay for My Stay in Rehab?

Depending on your insurance coverage, BCBS could be able to cover most costs related to inpatient boarding costs, detox services, and outpatient programs. Each insurance plan will decide how much is covered for rehab costs.

If you want to know specifics about how much Blue Cross Blue Shield will cover your rehab stay, we can help. It’s important to know that what is covered will depend on the substance you’re addicted to, how long you’ve been addicted, and if you’ve gotten help. 

Some policies have caps on how many days you can spend in a specific level of care per year. If you haven’t been treated this year, there’s no need to worry. Making the most out of what coverage that BCBS provides for drug rehab or alcohol rehab is important. Be proactive and give us a call, we can help you learn about our program, and we can even call and get an insurance verification of benefits if you fill out the insurance form

What types of Rehab Does BCBS Cover?

Under the Affordable Care Act, BCBS covers three main types of rehab to assist Americans struggling with drug or alcohol addiction. Refer to the descriptions below to see what kind of treatment you would receive if you need treatment in these categories. 

Drug Rehabs that accept BCBS

BCBS drug rehab involves outpatient or inpatient services. Inpatient is the most expensive because it includes more services:

  • Round-the-clock medical and clinical care.
  • Accommodations.
  • An intensive program. 
  • Multiple therapies and a packed schedule to keep you busy and learning. 
 

Outpatient drug rehab tends to be more cost-effective for most clients. However, some clients with serious addiction problems will need an inpatient program. The cost of detox is usually included in the overall outpatient program cost. If the client must be more closely monitored, then costs will rise.

Overall, drug rehabs that accept BCBS will educate clients on how drug addiction occurs and what can be done to evade triggers that could cause relapse. Counselors will help clients to reconnect with themselves, family, friends, and the community to have a new beginning with normal life.

Alcohol Rehabs That Accept BCBS

Alcohol rehab costs about as much as drug rehab. However, it’s important to note that detox will likely be included in the process. Detox from alcohol must be closely monitored.

The cost of intensive outpatient programs for alcohol abuse all depend on how severe the alcohol use is. The severity of alcohol use will determine the depth of treatment and its overall costs.

Alcohol rehab will help you recognize and reform your triggers into positive habits. You will learn about what alcohol addiction is biologically and emotionally, so you know how it affects your body and mind.

As you go through the program, you will rebuild relationships with yourself, family, friends, and the community to start life on a new track.

When undergoing alcohol rehab, you may also talk with a group and a therapist leading the conversation.

You will get the chance to hear the stories of other people who have experienced alcohol addiction and their stories of how they came to Cornerstone Healing Center. 

Dual Diagnosis or (Co-occurring Disorder) Treatment 

Dual diagnosis or co-occurring disorders are common among those who suffer from substance use disorders. These disorders include PTSD, ADHD, personality disorders, and mood and anxiety disorders. When an individual has a mental health disorder and a substance use disorder, this qualifies as a dual diagnosis. 

For example, people with PTSD are four times more likely to succumb to a substance abuse disorder. Usually, 20% of those with a substance abuse disorder may also experience bipolar tendencies or experience depression.

Treating people with co-occurring disorders means effectively treating the mental health issue so that they do not resort to using drugs or alcohol as a response. Instead, they will learn healthier responses to stress that stem from these mental health problems.

How many times will BCBS pay for rehab?

Your BCBS addiction rehab stay will be covered if the treatment is medically necessary. The National Institute on Drug Use states that at least 85% of clients who receive rehabilitation will relapse within one year after completing the program. If you relapse after treatment, do not beat yourself up.

Many rehab centers sometimes expect relapse. When someone is originally using drugs or alcohol for an extended period in life, it is only natural to want to crave them in your system again. Your body is used to how the substances make you feel. Just because you relapse does not mean that you are stuck using drugs and alcohol forever. Seek repeat treatment as needed to fully turn around your life.

How do I find out what my bcbs policy covers?

If you’re interested in one of our drug and alcohol treatment programs,  we can help you determine what your policy covers. We will input your insurance information and let you know the services and overall costs that your insurance covers.

Remember that contacting us does not mean you are obligated to seek treatment. We can help you understand your policy and the type of program that you are likely to need to handle your substance use disorder. 

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Call and speak with one of our caring team members about help for you or a loved one.

Most Private Insurances Accepted

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