UMR rehab for drug and alcohol addiction

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Cornerstone rehab accepts umr

At Cornerstone, we understand that addiction is a disease that requires comprehensive treatment. We are proud to accept UMR health insurance policies for substance abuse treamtent. UMR is one of the country’s largest third-party health insurance providers, and they offer a wide range of coverage options. We accept most forms of UMR health insurance policies.

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Will UMR Pay for drug and alcohol Rehab?

UMR provides coverage for both inpatient and outpatient rehab treatment. However, the coverage depends largely on your specific insurance policy, the type of program you have opted for, and how much of your annual deductible has been paid. You may be eligible for 100% coverage, depending on the state of your deductible. For information on how to decode health insurance terminology for drug and alcohol rehab, visit our guide to health insurance for drug rehab

The best way to determine what UMR will provide coverage for your specific policy is to get an insurance verification to determine exactly what is covered and what is not. 

UMR is a third-party administrator who manages self-funded or self-insured health plans. In addition to medical coverage, these plans include coverage for treating substance use disorders (SUDs). 

All health plans must follow the  Affordable Care Act, which makes coverage for mental health and substance abuse diagnoses mandatory. UMR addiction rehab includes all levels of treatment, including detox, inpatient or residential rehab, and outpatient rehab. 

The insurance coverage depends on various factors, including their state of residence, the length of rehab, whether the facility is within UMR’s network, the type of program attended, and the services included. While UMR does not provide this coverage, it ensures that your claims are paid correctly to keep health costs at a minimum.

What types of Rehab Does UMR Cover?

UMR covers treatment for alcoholism , prescription drug abuse, illicit drug abuse, and co-occurring disorders. However, there may be certain limits on, for example, days in treatment or days in a specific level of care.

UMR Drug Rehab Coverage

UMR drug rehab coverage is an important benefit for members struggling with addiction. Drug rehab can be expensive, but UMR’s coverage can help to offset the cost.

To receive coverage, members must speak with a drug rehab specialist who will assess their needs and create a treatment plan.

Coverage may then be provided for outpatient or inpatient care. UMR’s drug rehab coverage is comprehensive and can help members get the treatment they need to recover from addiction.

Alcohol Rehab that Accepts UMR

UMR alcohol rehab coverage is insurance coverage that helps to pay for the cost of alcohol rehabilitation. Several different alcohol rehab programs are covered by this insurance, and the coverage can help to reduce the cost of treatment.

Alcohol rehabilitation can be an important step in recovering from alcohol addiction, and the UMR’s alcohol rehab coverage can help to make treatment more affordable.

If you are considering alcohol rehab, it is important to check with your insurance provider to see if UMR’s alcohol rehab coverage is right for you.

Co-occurring Disorder Treatment

UMR also covers treatment for co-occurring disorders. According to SAMHSA’s 2018 National Survey on Drug Use and Health, more than 9 million adults in the United States are affected by co-occurring disorders.

UMR covers rehab and mental health services for those suffering from co-occurring disorders. A co-occurring disorder means that two or more disorders exist within a person, including a substance use disorder.

Examples of co-occurring disorders:

  • Substance abuse and depression
  • Substance abuse and generalized anxiety disorder
  • Substance abuse and personality disorders
  • Substance abuse and ADHD

How many times will UMR pay for addiction rehab?

The rate of relapse is high among individuals within their first year of recovery. It’s very likely that those affected by substance use disorder face problems on their journey to sobriety. As substance use disorder is a progressive disease, recovering from is a lifelong commitment. 

Relapse is a highly prevalent phenomenon in substance use disorders and does not automatically mean failure. Studies also show that more than 85% of individuals relapse and return to substance abuse within one year of initiating treatment.

UMR pays for rehab as many times as considered medically necessary. If you are covered under UMR insurance, you can seek treatment after relapse.

How do I find out what my policy covers?

The extent of coverage provided under UMR insurance varies from policy to policy. All UMR insurance plans provide at least some coverage for substance abuse treatment. 

Cornerstone Healing Center is a drug and alcohol rehab center in Scottsdale, Arizona. We’ve worked with UMR policies in the past. If you want to find out exactly what drug and alcohol rehab levels of care your UMR policy covers, we can help. 

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Most Private Insurances Accepted

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