Mental Health Services Covered By Insurance
Mental health treatment should be accessible to everyone. That’s why Cornerstone accepts most mental health insurance plans to lower the cost of care so you can focus on your recovery without worrying about affordability.
Check My Treatment Coverage
At Cornerstone Healing Center You’re Covered
We provide a wide range of substance abuse and behavioral health programs covered by most major insurance providers. Our services include residential treatment, outpatient services, virtual care, and aftercare support to help you or your loved one through every stage of the recovery process. Whether you need short-term care, long-term support, or the flexibility of virtual care, we have you covered.
Here’s what’s covered:
- Residential Treatment for addiction and mental health
- Intensive Outpatient Programs (IOP) for structured support
- Outpatient Services flexible support for those who need it
- Virtual IOP to offer care from the comfort of your home
- Ongoing Wellness Coaching to help you stay on the path to success long after treatment is complete
We Accept the Following Mental Health Insurances
Our Mental Health Programs
Our behavioral health center offers personalized residential mental health treatment, designed to help you heal in a safe, supportive environment. We treat various disorders and guide you through treatment every step of the way.
We treat:
- Anxiety disorders
- Bipolar 1 & 2
- Borderline Personality Disorder (BPD)
- Codependency
- Depression disorders
- Grief and Loss
- Mood disorders
- Post-Traumatic Stress Disorder (PTSD)
- Trauma
Will my health insurance cover residential mental health treatment?
Yes, although the specifics depend on your plan and state regulations. Federal law mandates insurance coverage for behavioral health treatment, but the exact services covered can vary based on medical necessity. If you’re unsure, we can help you verify your insurance coverage, or you can reach out directly to your insurance provider.
What specific types of mental health treatments are covered?
Mental health insurance coverage, including for co-occurring disorders, can vary by plan. Here are some common treatment types that may be covered:
- Inpatient or Residential Programs
- Outpatient Programs
- Intensive Outpatient Programs (IOP)
- Medication Management
- Therapy and Counseling
Each insurance plan is different, so be sure to verify your benefits to understand your options.
Are all mental health treatment levels of care covered?
Yes! Thanks to the Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008, health insurance plans are required to offer similar coverage for mental health and substance use treatments as they do for medical care. However, coverage can still vary depending on your plan. Review your insurance details or reach out to your provider for clarity.
Do I need pre-approval to get admitted to a mental health facility?
In many cases, you’ll need approval from your insurance before being admitted to a mental health facility. This helps confirm that the treatment is deemed “medically necessary.” Our team can assist with the approval process by conducting assessments and working with your insurance. In emergencies, admissions may happen right away, with details sorted out later.
What are the benefits of going to an in-network mental health facility?
Choosing an in-network mental health facility often means more affordable care, with your insurance covering a larger portion of the cost and leaving you with a smaller copay. It also simplifies billing since most of it is handled directly between the facility and your insurer, saving you from dealing with paperwork. Plus, in-network facilities are typically vetted by insurance companies, so you can trust you’re receiving quality care. To find out if we’re in-network with your plan, simply submit an insurance verification form.
Are aftercare or follow-up services included in my coverage?
After completing your primary mental health treatment, ongoing support is key to staying on track. This can include therapy sessions or support groups to help you continue making progress. Coverage for these services depends on your insurance plan—some may fully cover aftercare, while others might offer limited options. It’s a good idea to check with your provider so you know exactly what’s available to you.
Is financial aid or a payment plan available if insurance doesn’t cover all mental health treatment costs?
Yes. At Cornerstone, we offer flexible payment plans for those who qualify. Financial assistance may also be available based on your income. Reach out and our team will explore these options to help you overcome any financial barriers that separate you from getting the care you need.
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Frequently Asked Questions
Verify Your Insurance
Ready to begin? Verify your mental health insurance coverage online and take the first step toward treatment today.