December 11, 2024

What Is UMR Insurance? Your Guide to Health Coverage

UMR, part of UnitedHealthcare, works with employers, universities, and government agencies to make managing healthcare benefits simple, ensuring members have easy access to care and support with claims and provider services.

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With all of the health insurance companies out there, you’ve probably heard of UMR before.

So, what is UMR insurance?

Simple answer: It’s a part of United Healthcare that helps manage benefits for individuals and businesses.

Its role is to connect you with doctors and healthcare providers within its network.

At Cornerstone Healing Center, we proudly accept UMR insurance benefits for substance abuse treatment and mental health services.

If you need help understanding your coverage, don’t hesitate to reach out!

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Key Points

What Is UMR Insurance?

As a third-party administrator (TPA) for United Healthcare, UMR manages health plans, handles claims, and works with healthcare providers to ensure you get the care you need, rather than offering insurance directly.1

UMR’s main role is to assist both employers and members by handling the administrative side of healthcare, ensuring your claims are processed and your benefits run smoothly.

In short, UMR connects healthcare providers with insurance plans while offering support to everyone involved.

What Does UMR Cover?

UMR insurance benefits include a wide range of services, from routine check-ups to specialized treatments.

Here are some of the key services they typically offer with their plans:

  • Preventive Care (Annual Exams, Screenings)
  • Specialist Visits (Cardiologists, Dermatologists, etc.)
  • Mental Health Services (Therapy, Counseling)
  • Hospitalization (Emergency and Planned Admissions)
  • Prescription Medications
  • Rehabilitation Services (Drug Rehab, Physical Therapy)

Who is Eligible for UMR Insurance Benefits?

UMR services are mainly provided to groups through partnerships and administrative support.

This includes employer groups, universities, and government agencies that partner with UMR for the management of healthcare benefits.

Some of the tasks that UMR handles include claims processing, provider management, and taking care of the members to ensure they receive proper care efficiently.

UMR partners with various groups to offer its services, focusing on partnerships and administrative support.

Here’s a bit of insight as to who:

  • Employer Groups: UMR collaborates with employers to administer healthcare plans, handling tasks like claims processing and provider network management.2
  • Universities: UMR teams up with universities to provide healthcare coverage for students, faculty, and staff, ensuring seamless access to care.
  • Government Agencies: UMR works with government entities to manage healthcare plans for public sector employees.

For more details on eligibility, visit UMR’s website.3

Quick Tip: How to Access UMR Insurance Benefits

To easily manage your UMR coverage, log in to the UMR member portal or download the UMR app. Here, you can check your benefits, view claims, and find in-network providers—all at your fingertips​.

How to Apply

If you’re interested in applying for UMR, you can do so through their website.

Whether you’re an individual, employer, or part of a group, UMR’s process is pretty straightforward.

Here’s a simple step-by-step guide to get started:

  1. Visit UMR’s website
  2. Select the appropriate category for your needs (Employer, Individual, etc.)
  3. Follow the application instructions provided.

After registration, you can take advantage of UMR’s website tools, such as:

  • Find in-network healthcare providers
  • Check your account balance
  • View claims status
  • Update necessary personal information

Frequently Asked Questions

Does Cornerstone Healing Center Accept UMR?

Yes, Cornerstone Healing Center proudly accepts UMR insurance benefits for both substance abuse rehabilitation and behavioral health services. This allows individuals to access comprehensive treatment programs covered under their UMR plan, ensuring they receive the care they need to start their recovery journey.

UMR is a third-party administrator that works under UnitedHealthcare. Its primary role is to manage health plans, process claims, and partner with healthcare providers. UMR ensures members receive seamless care by handling administrative support for both employers and individuals. Click here to learn more.

Yes, UMR insurance benefits include coverage for behavioral health services, including therapy and residential treatment programs. At Cornerstone, UMR covers a wide range of mental health treatments, providing essential support for those seeking help with behavioral health issues.

Start Your Journey Of Healing With Cornerstone

At Cornerstone Healing Center, we proudly accept UMR insurance benefits for rehab and behavioral health treatments.

We’re here to help guide you every step of the way, from the initial consultation right through the very end of your treatment.

If you’re ready to take the first step toward recovery, contact us today to verify your insurance and learn more about our services.

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Author & Reviewers

lionel estrada lisac clinical director
CLINICAL DIRECTOR & REVIEWER

Lionel is the Clinical Director of Cornerstone’s Scottsdale treatment facilities. He has had over 4 years at Cornerstone. He is personally in recovery and passionate about helping others overcome substance abuse and mental health challenges; he is trained as an EMDR, adopting a trauma-informed approach to treat the underlying issues.

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