March 21, 2025

Understanding Cigna Health Coverage for Residential Treatment

Discover how Cigna health coverage supports residential treatment for substance abuse and mental health care. Learn what’s covered and how to verify your benefits.

Frame 1077241738Clinically Reviewed by Nate Bush,LCSW

cigna health coverage

Getting help for substance abuse and mental health can feel daunting, but insurance makes it more manageable.

Cigna health insurance provides support for those seeking residential treatment for substance use disorders and mental health disorders, offering a path to healing.

Whether you’re struggling with addiction or a mental health condition, knowing your benefits can help you find the right care at Cigna residential treatment centers.

With options to fit your needs, Cigna insurance helps you take the first step toward a healthier, happier life.

Let’s get started on how Cigna health insurance can help you recover.

What’s Included With Cigna Health Coverage?

Cigna health insurance covers a wide range of benefits for those seeking treatment for substance abuse and mental health.

These benefits are designed to be more accessible and comprehensive.

Coverage varies by plan but may include:

  • Residential treatment for substance abuse and mental health.1
  • Individual and group therapy.
  • Detox programs to manage withdrawal symptoms.2
  • Medication-assisted treatment (MAT) for addiction.
  • Outpatient treatment.
    Co-occurring mental health and substance use disorders.

 

Cigna insurance helps you get the care you need to start and stay on your path of healing.

NOTE – Cigna Health Insurance provides comprehensive coverage for treatment services, including residential and outpatient care, therapy, and medication-assisted treatment for addiction and mental health disorders. While Cornerstone does not offer detox services, we can facilitate connections to detox facilities and welcome you back for continued care. Check your insurance benefits for free to see what’s covered!

Does Cigna Cover Residential Treatment?

Yes, Cigna does cover residential treatment for substance abuse and mental health.3

Residential rehab provides a structured environment to focus on recovery without distractions.

Coverage includes therapy, medical care, and a personalized treatment plan.

But your plan, provider network, and medical necessity requirements will determine what’s covered.

To get the most out of your benefits, make sure the facility is a Cigna residential treatment center (they’re in-network with Cigna) and verify coverage with Cigna.

Knowing your plan will help you get the care you need and minimize out-of-pocket costs.

PRO TIP: Cornerstone Healing Center is in-network with Cigna for both addiction treatment AND mental healthcare! Verify your insurance coverage now!

How to Verify Your Cigna Insurance Coverage

When you’re looking for residential treatment you need to know your Cigna coverage.

Follow these steps to verify:

  1. First, call Cigna: Call the number on your insurance card and talk to a rep who can give you the details.
  2. Then review your plan documents: Read your policy to see what’s covered for substance abuse and mental health.
  3. Check in-network providers: Ask the facility you’re looking at if they’re a Cigna residential treatment center so you can get the most coverage.
  4. Also, ask for benefits verification: Many facilities will verify your benefits for you and tell you what services are covered and what’s out of pocket.
  5. Lastly, make sure to check for any pre-authorization requirements.

Quick Tip: Verify Your Insurance With Cornerstone, FOR FREE!

Get a benefits verification to see what services will be covered and which ones will be out of pocket. Cornerstone Healing Center has a free online insurance verification tool, so you can check your Cigna insurance in minutes.

Benefits of Using Cigna for Your Addiction and Mental Health Treatment

Using Cigna for your addiction and mental health treatment has many benefits.

It reduces your out-of-pocket expenses because it covers therapy, detox, and residential care.

With access to a large network of Cigna residential treatment centers in Arizona, you can find care that fits your needs.

Cigna’s emphasis on comprehensive coverage means you can get support for co-occurring mental health and substance use disorders.

By using your insurance, you can focus on recovery without the added stress of financial burden, making treatment more accessible and sustainable for long-term success.

Finding Cigna-Approved Residential Treatment Centers

Finding a residential treatment center that is in network with Cigna is a big step towards your recovery.

Start by using Cigna’s provider directory to search for approved facilities in your area.4

Make sure the center treats substance abuse and mental health and is in-network to get the most out of your benefits.

You can also contact treatment centers directly—like Cornerstone Healing Center, which Cigna insurance accepted to confirm eligibility and discuss program details.

Being in a Cigna-approved facility means you get great care and minimal out-of-pocket for your recovery.

Frequently Asked Questions

Does Cigna cover residential treatment?

Yes, Cigna health insurance does cover residential treatment. This level of care provides structured support, therapy, and medical services to address addiction and co-occurring mental health conditions. Check your plan to see what’s covered so you can get access to great care without it being too expensive.

You can check your Cigna health coverage by contacting Cigna, looking more into your policy, or quickly using Cornerstone’s free insurance verification tool. We can help you figure out which of our services are covered and how to get treatment through your plan.

Cigna coverage means you will get lower out-of-pocket costs, have access to accredited facilities, and get coverage for your mental health and substance abuse treatments. It also means comprehensive services like detox, therapy, and co-occurring disorder treatment will also be covered so recovery will be more accessible and maintainable for you.

Yes, but it depends on your plan, network, and sometimes medical necessity requirements. Some services may require you to have pre-authorization or have time limits for treatment. Call Cigna or Cornerstone Healing Center to get the details on your plan and what services are covered.

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Key Takeaways

Get the Support You Need with Cigna Coverage at Cornerstone

Cigna insurance coverage significantly aids individuals seeking residential treatment for substance abuse and mental health.

Understanding your benefits and selecting a Cigna-approved facility ensures you receive the care necessary for a successful recovery.

At Cornerstone Healing Center, we proudly accept Cigna insurance for our specialized residential programs in both addiction treatment and mental health care.

We also offer a wide array of substance abuse treatment and mental health programs, all supported by Cigna coverage.

Begin by checking your insurance benefits for free today and learn how we can support your journey toward healing!

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Author & Reviewers

lionel estrada lisac clinical director
CLINICAL DIRECTOR & REVIEWER

Lionel is the Clinical Director of Cornerstone’s Scottsdale treatment facilities. He has had over 4 years at Cornerstone. He is personally in recovery and passionate about helping others overcome substance abuse and mental health challenges; he is trained as an EMDR, adopting a trauma-informed approach to treat the underlying issues.

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